❓Frequently Asked Questions
Everything you’d want to know before joining Dividend School.
The membership
What do I actually get when I upgrade to paid?
🎯 5 Buy First stocks — my highest-conviction dividend picks
🏆 5 Best Buys every month — name, yield, thesis, and Buy Below price
🌐 The full Dividend Universe — every stock, thesis, safety score, and fair value
🔬 Monthly deep dive — full investment case on one stock
Plus instant access to my full library of free resources.
How often will I hear from you?
You’ll get one premium email every week, on a predictable schedule. Week 1 is Best Buys Now. Week 2 is earnings updates. Week 3 is a monthly deep dive. Week 4 is the portfolio review and sentiment tracker.
I’d rather give you one email a week that’s worth reading than five that aren’t.
What’s in the Dividend Universe?
A small, hand-selected list of dividend stocks I’ve researched and tracked, organized into three categories:
Buy First (5 stocks) — my highest-conviction dividend picks, the ones I’d buy first if I were starting over today.
Dividend Growers — quality compounders I trust to grow their dividends through every cycle.
High Yield — stocks for income now, with the safety to back up the yield.
Each month I also publish 5 “Best Buys Now” — the most attractive opportunities in the universe at that moment.
Are these stock recommendations?
No. Dividend School is education. I share my framework, my universe, and my reasoning — but every investment decision is yours. I’m not your financial advisor and nothing here is a recommendation. I’m a teacher, not an advisor.
Can I just buy Stock Simplifier on its own?
Yes. Stock Simplifier Pro is available as a standalone product for $399/year. If you want the tool to do your own research from scratch, that’s a great option.
Dividend School is different. You’re not buying a tool. You’re getting my actual dividend universe, my picks, and a premium email every week, with Stock Simplifier included so you can dig into anything I share. For dividend investors, it’s the complete system.
What if I’m new to dividend investing?
You’re in the right place. The framework is simple enough to teach, and the universe gives you a starting point. Use the Buy First list to anchor your portfolio. Read the weekly emails to understand how I think. Most members go from beginner to confident dividend investor within 90 days.
Pricing & policies
How much does it cost?
$299/year, billed annually. Or $35/month.
What’s your refund policy?
30 days, no questions asked. If you join and decide it’s not for you, email me within 30 days, and I’ll refund every dollar. No forms, no friction.
Can I cancel anytime?
Yes. Cancel anytime through your Substack account. You’ll keep access until the end of your billing period.
Do you offer discounts?
Occasionally, I run promotions for new members or attendees of my Thursday webinars. The best way to hear about them is to subscribe to the free email list.
About the publication
Who writes Dividend School?
I’m Dave Ahern. I’ve been investing in dividend stocks for 16 years, through every major market cycle. Dividend School is where I share what I’ve learned. Read more about me →
Is there a community?
Members can join the weekly live Zoom calls and submit questions. The free Thursday call is open to everyone. The community is one of the things members tell me they value most.
What are the free Thursday webinars?
Every Thursday I analyze a real dividend stock live using Stock Simplifier. Free for everyone. Bring your questions. It’s the best way to see if Dividend School is right for you.
How can I contact you?
The fastest way is to reply to any email I send. I read everything, even if I can’t always reply right away. For refund requests or technical issues, just email and put “REFUND” or “HELP” in the subject line.
